Best Starter Credit Cards to Build Credit

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Getting the best starter credit cards to build credit will be something good especially if it is going to be your first credit card. That is because applying a credit card is stated to be not really easy.

What you need to know is about how to deal with your condition. Thus, you will get the right choice one of the starter credit card.

 

What to Know about Starter Credit Cards to Build Credit

That is good to know about best starter credit cards to build credit. This is actually the credit card which can be applied by anyone even though you do not have any credit yet or even loans in your name.

This credit card will be really helpful to help you building the credit. That will be really great in getting the higher credit in the future.

Best Starter Credit Cards to Build Credit

Choosing the Best Starter Credit Cards to Build Credit and the Benefits to Obtain

Choosing the best starter credit cards to build credit is not really difficult. You need to consider some important factors. That is including about the factors of the various fees as like the annual fee, APR, so on.

The benefits in getting the best starter credit card is that it is helpful to build the credit score. That is especially for the beginners in credit so that the starter credit cards to build credit score effectively.

 

5 Best Starter Credit Cards to Build Credit

There are lots of options of the best starter credit cards to build credit which you can choose. Of course, you may be so confused in choosing one of them so that below we have some top rated options to consider.

Credit Card NameFeatures and Benefits
1. Citi – Secured Mastercard
best starter credit cards2
Free annual fee

$200 minimum deposit as the security

The APR is less than 24%

This is for the people who has no credit history

Most people are qualified can apply this great starter credit cards. There is also no late fee for your first payment.
2. Discover It – Secured Cards
Discover It – Secured Cards
The annual fee is free

This is for people who are new in credits

The APR is less than 25%

There is the cash back system which you can enjoy. Of course, the security deposit is required which is at least about $200.
3. First Progress – Platinum Select Master Cards Secured Credit Card
First Progress – Platinum Select Master Cards Secured Credit Card
Annual fee is less than $50

The regular APR is less than 10%

There is no fee for the process which is required. The security deposit is flexible starts from $200.
4. OpenSky – Secured Visa Card
OpenSky – Secured Visa Card
The annual fee is about $35

The APR is about 18%

There is no credit check required

The security deposit is refundable and really flexible from $200. This is also effective to build your credit easily.
5. Primor – Secured Visa with Gold Cards
Primor – Secured Visa with Gold Cards
The annual fee is less than $50

The 9% APR is fixed

This is for no credit, or limited credit ones

The application process is totally easy and fast. It is helpful to build your credit or even strengthen your credit score.

Conclusion

In conclusion, the best starter credit cards to build credit are really helpful especially for you who have no credit yet. It will help you to build your credit and then you can get the higher and better credit in the future.

It may also be good for the college students or even for the newbie in business. Choosing best starter credit cards to build credit is a good beginning for the success.