When you want to buy something, either online or in-store, usually you will use credit card or debit card, aren’t you? However, there is also another method that you can use to do this transaction, which is called OneVanilla card service.
What is OneVanilla?
OneVanilla Card is unique prepaid service that you can use at many stores and service providers all across the country. With OneVanilla, basically you can buy any product or use any service much easier.
The Benefits of OneVanilla
The main benefit of OneVanilla is its practical usage. Basically, with this card, you can make a transaction at any store where you can use MasterCard and Visa debit card.
The MasterCard and Visa debit card is available in all states in US, including District of Columbia, like what you can find when you apply for this OneVanilla service. This is also the reason why you can apply for this card easily, which is by using your debit card from those two brands to apply it.
The most important thing is the fee. When you use OneVanilla to purchase or pay something, you won’t be charged by transaction fee, so you really spend the money that you have spent on that transaction.
And, you also can get the benefits when you apply for OneVanilla service. One of them is you won’t get any credit check and even you don’t need to give personal information, which make it safer compared to similar service.
How and When We Can Use it?
If we talk about when we can use OneVanilla, the answer will be anytime you want it. As long you have access to the store that accepts it, you can use this prepaid card for transaction.
For how question, actually there are several ways that you can use. They are order by phone or mail, in-store transaction and online transaction.
For order by phone or mail, you can do it normally like when you use your credit card or debit card. Just make sure you have your OneVanilla number prepared and use it to order.
The in-store method is simple as well. When you want to pay at the cashier, give your card, then give finalization of your purchase, just like when you use debit card.
When you sign your purchase with OneVanilla card, you can use either Credit or Debit choice. If you choose Debit, do not forget to use your PIN when you use this card.
As for online transaction, what you need is ZIP code. And, the rest of the process of transaction with this card is basically the same with debit card or credit card.
How to Activate OneVanilla Card?
The answer is simple, which are you can activate it at the time you purchase the card. The cashier of the store where you buy OneVanilla card will help you to do that, and you just need to sign on the back side of the card.
Once you activate the card, basically, you can use it as soon as possible. However, some of merchant will hold your fund for 24 hours before you can use it, so you may also need to wait for that long, if you want to use at those merchants.
Can I Reload My OneVanilla Card?
Unfortunately, you won’t be able to reload your OneVanilla card or even return it when you think you don’t need it. Once you purchase and activate it, you will need to use it until your balance in your card is used up.
Why I Have to Pay More than The Receipt that I Received?
Actually, this is normal, because the merchant where you pay the transaction using OneVanilla need preauthorization. This is why the merchant will charge you more than the receipt that you receive.
Then, the OneVanilla service will hold the amount of the price that the merchant send to them until the transaction has been finalized. After that, you will be charged the price like what it said.
Recurring Billing with OneVanilla
Recurring billing is basically a simple way to pay the transaction or purchase that you do regularly. With this service, you will give your card detail to the merchant, so you don’t need to waste too much time to give your card detail whenever you want to make regular purchase from them.
Unfortunately, although this card is looks like debit card that you can use for recurring billing service, the OneVanilla card can’t be used for this service. And, you need to understand that OneVanilla isn’t debit or credit card to begin with.
OneVanilla and Cash Withdraw
Unlike debit card that you can use to withdraw money from ATM, OneVanilla doesn’t provide that service. It even doesn’t have specific ATM, so you can’t use it for withdrawing money.
OneVanilla card can only be used to pay the transaction, like explained above. However, you also need to check OneVanilla check balance before you use it, so you can still use it without problem.
What Do I Do When I Lost My OneVanilla Card?
The first thing that you need to remember here is writing your OneVanilla card number and detail, when you purchase it, on separate paper. Therefore, if you lose it, you won’t get a problem.
Now, after you lose your card, what you need to do is call the Customer Care. For this purpose, you can call this number, 1-877-770-6408.
When you call the Customer Care, that’s where the number that you wrote on paper will come in handy. You will need to mention that number for identification purpose.
By providing the information and your card number, the provider will be able to give you the replacement for the card that you lost. You also can ask for cancelling the card in order to protect your fund, if you still have fund in the card.
PIN for Protection
Just like other card that you can use for transaction, you also need to give it more protection, by creating PIN to access the card fund. And, OneVanilla prepaid visa card paypal, also has feature where you can create PIN for protection.
To create PIN for your card, you can do it easily when you make a debit or transaction. When you do this, there is option where you need to enter 4-digit number as your card PIN.
The 4 digit numbers that you enter will become the PIN for any PIN transaction that you will do in the future. So, you also need to make sure you remember this number once you enter it, therefore you won’t have problem when you want to use your card in the future.
Forget the PIN
When you forget your PIN, actually it wouldn’t be a problem, because you can still use the credit transaction that doesn’t need a PIN. But, you can still solve this problem with simple solution.
The first solution is resetting PIN number. To do that, you can visit OneVanilla official website, login and use “Manage PIN” menu to reset the PIN.
The other method is calling the Customer Care and asks for resetting your PIN. After you do that, whenever you use OneVanilla wallmart card, you need to enter new Pin that will be your PIN later.
Problem with Your Purchase
When you have problem with the amount of purchase that you’ve made with this card or OneVanilla prepaid visa card balance, you can confirm it to the related merchant where you do the transaction. The service providers for this card only receive the amount of transaction from the merchant and process it.
If you find that there is something wrong with the amount of your transaction, that’s all coming from merchant where you use your OneVanilla card. So, make sure you know how they do the transaction, in order to avoid this kind of problem.
With so many benefits as well as easy to apply and use, OneVanilla card basically is perfect for anyone who want to have easiest way to make transaction, both in-store and online transaction. Having this card in your pocket will give you different experiences in purchasing product or service.
Although it’s easy and very useful, you also need to understand that you must have enough funds when you purchase this product. Otherwise, it will only give you many financial problems.
The other things that you need to remember are you also need to know and familiar with the usage of this kind of card for transaction. If you can do that, you will get more benefits from it, including saving more time and money, as well as give you best way to buy anything with OneVanilla card.
However, even though you are familiar with this kind of transaction, you may still have some problem when you use this card. But, if you have that kind of problem, you don’t need to worry, because the company will be ready to help you.
The easiest way is calling the Customer Care of OneVanilla card at 1-877-770-6408. Ask anything from the representative of this company, and get your problem solved as soon as possible.
The other method is writing a mail and sends it to OneVanilla Company. The address is:
OneVanilla Customer Care
PO Box 826
Fortson, GA 31808